So traditionally when you buy another Property that and you own your current Property if you don't have it rented out Or if you don't have any contract to Sell we have to qualify both properties Against your debt to income ratios That's the issue a lot of families have Is that they have a lot of equity but They have to count their current payment And the new payment to qualify to move Exactly right and Cal on the other hand Cal actually alleviates the pressure of Qual qualifying for both because we've Given our client a purchase price Guarantee on their current property Which allows the underwriter to only Count their new property towards their Debts income ratios yeah